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Healthcare Insurance Cost Increasing

While the economy is slowly starting to improve, and more people are finding jobs and receiving growth in their wages, the cost of health insurance for many Americans is growing at an even faster rate. A recent study from the nonprofit group the Kaiser Family Foundation tracked the costs of employer-sponsored health insurance over the years, and showed that the average annual premium for family coverage through an employer reached $15,073 for 2011, which was a 9% increase over the previous year....

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10/21/2011 Comments(0)

Explaining HIPAA

When dealing with switching jobs and health care insurance, many people hear the word, or more accurately the acronym, “ HIPAA ” tossed around but do not truly understand what it means to them, their families, and their right to health care. HIPAA stands for the Health Insurance Portability and Accountability Act. Enacted by the US Congress and signed by President Bill Clinton in 1996, this act protects health insurance coverage for workers and their families when they change or lose...

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10/14/2011 Comments(0)

Major Medical Insurance - What Exactly Does it Cover?

Major medical insurance is insurance that covers the most serious medical expenses, up to a maximum limit, usually after a deductible and coinsurance costs have been met. These major medical insurance policies are useful in that they contain statements that protect both you and your health insurance company from having to pay too much money for services. They have more complete coverage with fewer gaps, and cover a much broader range of medical expenses that are incurred both in and out of the h...

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10/8/2011 Comments(0)

What is Short Term Medical Insurance?

Between jobs and need to visit the doctor? Often, you would not want to pay for this visit out of pocket – it can be costly and medical procedures could very well put you into debt for years to come. This is why short term medical insurance can be crucial. Short term medical insurance is affordable, temporary health insurance, designed to help you during in-between times when unexpected illnesses and accidents happen. Short term medical insurance can come in handy in a variety of situation...

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9/30/2011 Comments(0)

Chemotherapy Insurance Measure Signed Into Law

In July, Chicago governor Pat Quinn signed a measure into law that aims to protect the rights of cancer patients.This law would save them from paying more money if they take oral chemotherapy drugs instead of receiving the traditional intravenous method.Oral chemotherapy treatment is less invasive and sometimes more effective, but often it is forgone by cancer patients because of the cost.Often, insurance companies only cover the injectable form of chemotherapy drugs, forcing patients who want t...

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AIA Staff 8/19/2011 Comments(0)